Access to some sections of the VED LIVING™ website is free, but we charge for some of our products and services on a subscription fee basis. This Payment Policy applies to users who have purchased a VED LIVING™ subscription plan to access VED LIVING™ online.

(a) Overview of Subscription Plans and Payments

We offer several types of individual plans. The pricing terms applicable to your account may vary depending on promotions, the type of subscription and the term you select at the time of purchase. Most of our subscription plans renew automatically, as described in more detail below. If you have questions regarding your plan after you sign up, please refer to your Membership page and the confirmation email that will be sent to you after your purchase.

We may from time to time, at our discretion, offer a 30-day or 60-day trial period for the subscription plans, and if you sign up under that offer, you will not be billed for the full term until the end of the 30-day or 60-day trial period. After the end of any trial period, our online subscription plans are billed in one up-front payment for the entire term of the plan you choose. Thus, if you purchase a monthly plan, you will be charged for the full month’s payment at the beginning of each month; and if you purchase a quarterly plan or yearly plan, you will be charged for the quarter or yearly term at the beginning of the term. We may use a third-party payment processor to facilitate your payments.

(b) Refund Policy

Purchases of all subscription plans are final, and are not eligible for a refund regardless of when such plan was cancelled by you.

(c) Renewals

All VED LIVING™ subscriptions made online at vedliving.com renew automatically using the payment details on file for your account. If you purchase a subscription with the automatic renewal feature, you agree that we are authorized to use the payment information on file to charge the renewal fee.

The date of automatic renewal of your subscription is shown on your Membership page and in the payment confirmation email sent after your initial purchase. You may cancel the automatic renewal feature at any time before the renewal date by following the instructions on your Membership.

If you signed up for our services using a promotion discount, fees for your renewal may be higher than your initial rate. Please refer to your Membership page or the confirmation email sent after your initial purchase for details regarding the renewal amount and the date of the next renewal.

(d) Price Increases

Our prices may change in the future. We will notify you at the time of any price change, and provide you an opportunity to change or cancel your subscription before applying those changes to your account or changing your payment details in connection with an automatic renewal.

(f) Payment Information

By providing payment information to us, you represent that the payment information is accurate, current and in your own name or in the name of an individual who has authorized you to use his or her payment information for your subscription purchase